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  • What Are Side Bets in Casino Table Games? Rules, Examples, and Risks
  • Table Games

What Are Side Bets in Casino Table Games? Rules, Examples, and Risks

Anatolii Mamalat November 5, 2026 8 min read
Woman at a casino table with poker chips, roulette wheel, and popular side bets including Perfect Pairs, 21+3, and Pair Plus.

Casino table games are known for their familiar rules, strategic decisions, and exciting outcomes. However, many games offer additional betting opportunities beyond the standard wager. These extra options are called side bets, and they can add new winning combinations, special payouts, and different levels of risk to the gaming experience.

Side bets are especially common in blackjack, baccarat, poker-based casino games, and certain roulette variants. While they often promise higher payouts than regular wagers, they can also carry a significantly higher house edge.

In this guide, we’ll explore how side bets work, where to find them, and what players should understand before placing an additional wager at an online casino such as WildTornado.

What Is a Side Bet in a Casino?

A side bet is an additional wager placed alongside the main bet in a casino table game. Unlike the primary wager, which follows the game’s standard winning conditions, a side bet focuses on a specific event, card combination, or outcome.

For example, in blackjack, the main objective is to beat the dealer without exceeding 21. A side bet might instead pay if the player’s first two cards form a pair.

The most important characteristics of side bets include:

  • Separate outcomes: A side bet can win even when the main wager loses.

  • Special payouts: Certain combinations may offer substantially higher returns.

  • Additional cost: Side bets generally require a separate stake.

  • Different probabilities: Side bets have their own odds and house edges.

  • Game-specific rules: Available wagers depend on the game, provider, and table variant.

Not every table game includes side bets, and their availability can differ between online casino platforms.

How Do Side Bets Work?

Side bets usually follow a simple process.

First, a player places the required main wager. If the game supports side bets, the player may then select an optional additional wager before the betting period closes.

Once the cards are dealt, dice are rolled, or the roulette wheel stops, the casino evaluates the side bet according to its specific rules.

Consider a hypothetical blackjack round:

Bet typeStakeResult
Main blackjack bet€10Player loses
Perfect Pairs side bet€2Player receives a qualifying pair
Side bet payout5:1€10 winnings, plus €2 stake returned

In this example, the player loses the main €10 wager but earns €10 in side-bet winnings. The total net result is €0, excluding any other bets.

The 5:1 payout is illustrative. Actual Perfect Pairs paytables vary by casino and game version.

Popular Side Bets in Blackjack

Blackjack features some of the most recognizable side bets in casino gaming.

Perfect Pairs

Perfect Pairs is based on the player’s first two cards. Depending on the rules, matching cards may qualify for different payouts.

Common combinations include:

  • Mixed Pair — same rank, different colours.

  • Coloured Pair — same rank and colour, different suits.

  • Perfect Pair — identical rank and suit, possible in games using multiple decks.

The more specific the combination, the higher its potential payout usually becomes.

21+3 Side Bet

The 21+3 side bet combines the player’s first two cards with the dealer’s face-up card to form a three-card poker hand.

Possible winning combinations may include a flush, straight, three of a kind, straight flush, or suited three of a kind.

Payouts depend on the particular version of the game and its paytable.

Insurance

Insurance is another optional blackjack wager, offered when the dealer shows an ace.

It typically costs up to half the original bet and pays 2:1 if the dealer has blackjack. Although often discussed alongside side bets, insurance is a specific protective wager rather than a standard combination-based side bet.

Importantly, insurance is generally not advantageous for players who lack reliable information about the remaining card composition.

Side Bets in Baccarat

Baccarat is traditionally a straightforward game where players wager on the Player hand, Banker hand, or Tie.

Some modern versions introduce additional wagers based on specific card combinations or winning margins.

Dragon Bonus

Dragon Bonus is a popular baccarat side bet available in certain variants.

It generally rewards particular natural wins or victories by a sufficiently large point margin, depending on the paytable.

Higher winning margins may produce higher payouts.

Player Pair and Banker Pair

These bets focus on whether the first two cards in the selected hand have matching ranks.

Players can choose:

  • Player Pair — the Player hand starts with a pair.

  • Banker Pair — the Banker hand starts with a pair.

The main baccarat result does not necessarily determine whether a pair wager wins.

Big and Small Bets

In some baccarat variants, players can wager on the total number of cards dealt during a round.

A Small bet generally wins when four cards are dealt, while a Big bet wins when five or six cards are dealt.

These bets depend on the game’s drawing rules rather than which hand wins.

Side Bets in Roulette

Traditional roulette already offers numerous betting possibilities, including straight-up numbers, splits, streets, corners, and outside bets.

Technically, these are standard roulette wagers rather than side bets.

However, some modern roulette variants introduce special additional betting features.

Examples include:

  • Neighbour bets covering adjacent numbers on the wheel.

  • Special bonus wagers tied to multipliers.

  • Jackpot-style bets in selected roulette variants.

It’s important to distinguish conventional roulette bets from genuine optional side bets.

For instance, betting on a single number is not automatically a side bet simply because it offers a larger payout than red or black.

Side Bets in Casino Poker Games

Poker-based casino table games frequently include optional wagers that reward specific card combinations.

Pair Plus in Three Card Poker

Pair Plus is a well-known wager in Three Card Poker.

It pays based on the player’s three-card hand, regardless of whether the dealer qualifies or wins the main game.

Qualifying hands typically include a pair, flush, straight, three of a kind, or straight flush.

Six Card Bonus

Some Three Card Poker variants feature a Six Card Bonus wager.

This bet combines the player’s three cards and the dealer’s three cards to evaluate the best possible five-card poker hand.

Certain strong combinations may receive particularly large payouts.

Progressive Jackpot Side Bets

Some poker-based casino games offer progressive jackpot wagers.

A small additional stake gives players a chance to win a prize linked to rare poker hands.

The jackpot amount may increase as qualifying bets are placed across participating tables until a triggering combination appears.

Progressive jackpot availability, qualifying hands, and contributions depend on the game provider.

Side Bets vs Main Bets: What’s the Difference?

FeatureMain betSide bet
PurposeDetermine the standard game resultPredict an additional event
RequiredUsually yesUsually optional
Payout structureStandard game paytableSeparate paytable
Risk levelDepends on the gameOften higher house edge
Winning conditionsCore game rulesSpecial combinations or events
AvailabilityFundamental game featureOnly selected variants

Although side bets can add variety, they do not automatically improve the player’s overall winning probability.

Do Side Bets Have a Higher House Edge?

In many casino table games, side bets have a higher house edge than the standard wager.

The house edge represents the casino’s mathematical advantage over the long run.

For example, imagine two hypothetical wagers:

  • Main bet with a 1% house edge.

  • Side bet with a 6% house edge.

Over a large number of wagers, the theoretical average loss per €100 staked would be €1 and €6 respectively.

These figures are illustrative, not guaranteed outcomes for individual sessions.

A high potential payout does not necessarily mean a favourable mathematical expectation. Large prizes are typically associated with less frequent winning events.

Players should therefore examine the paytable and probability structure instead of focusing exclusively on the maximum advertised reward.

Are Side Bets Worth Playing?

The answer depends on a player’s preferences and understanding of risk.

Side bets may appeal to those who enjoy additional game mechanics, unusual winning combinations, or occasional high-payout outcomes.

However, they also have drawbacks.

Placing multiple additional wagers increases the amount risked on each round, potentially causing a gambling budget to decline more quickly.

For example, a player wagering €10 on blackjack and €5 on side bets is staking €15 per round instead of €10.

Over 100 rounds, the total amount wagered increases from €1,000 to €1,500, assuming constant stake sizes.

This does not mean the player will lose the entire amount, but it increases total exposure to the games’ house edges.

Tips for Understanding Casino Side Bets

Before trying an optional wager, players should understand exactly how it works.

  1. Read the game rules and verify which combinations qualify.

  2. Examine the payout table before placing a wager.

  3. Check the house edge when reliable information is available.

  4. Remember that main bets and side bets are often settled independently.

  5. Set an entertainment budget that includes all additional wagers.

  6. Avoid increasing stakes to recover previous losses.

Most importantly, side bets should be treated as optional entertainment features, not reliable methods for generating profit.

Exploring Table Games at WildTornado Casino

At WildTornado Casino, players can explore online casino entertainment and learn about different game mechanics.

When choosing a table game, reviewing its rules, available betting options, and payout structure is an important part of the experience.

Side bets, where supported by the selected game, can introduce additional excitement through unusual card combinations, special events, and alternative winning conditions.

However, every extra wager comes with financial risk, and no betting system can eliminate the casino’s mathematical advantage.

Conclusion

Side bets are optional wagers that expand the possibilities of traditional casino table games. From Perfect Pairs in blackjack to Dragon Bonus in baccarat and Pair Plus in Three Card Poker, these features offer different ways to experience familiar games.

Their biggest attraction is the possibility of receiving a larger payout for a specific outcome. Their main disadvantage is that they often carry higher house edges and increase the total amount wagered.

Understanding the rules, probabilities, and payout structures helps players make informed decisions about whether these additional wagers fit their entertainment preferences.

Explore casino table games at WildTornado, review the available betting options, and always play responsibly.

Frequently Asked Questions About Side Bets

What is a side bet in a casino?

A side bet is an optional additional wager placed
alongside the main bet in a casino game. It focuses
on specific events or card combinations and has
its own payout rules.

Can you win a side bet if your main bet loses?

Yes. Many side bets are settled independently of
the main wager. For example, a blackjack player
can lose against the dealer while winning a
Perfect Pairs side bet.

Are side bets more risky than regular bets?

Side bets often have a higher house edge than
standard table game wagers. Their payouts can be
larger, but winning combinations may occur less
frequently.

What are the most popular blackjack side bets?

Popular blackjack side bets include Perfect Pairs
and 21+3. These wagers reward specific combinations
involving the player’s cards or the dealer’s
face-up card.

Do all casino table games offer side bets?

No. Side bets are available only in selected
table games and variants. Their availability
depends on the casino, game provider, and
specific game rules.

Can side bets improve your chances of winning?

Side bets create additional opportunities for
payouts but do not improve the odds of the main
wager. They also increase the total amount
staked and cannot guarantee a profit.

 

Author

  • Anatolii Mamalat, Founder and CEO WildTornado
    Anatolii Mamalat

    Anatolii Mamalat, Founder and CEO WildTornadoI am the Director of a company that specializes in providing a range of services including marketing analytics, web design, email marketing, content creation, and graphic design. With over 13 years of experience in analytics and marketing, I have successfully managed teams and developed strategies that cater to various client needs. My role involves overseeing projects, ensuring quality service delivery, and driving business growth through effective marketing solutions.

    You can see my LinkedIn profile here.

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